• Disclosures
• RESPA Regulations
• State Regulations
• Slamming & Predatory Abuse
• File Completion

Owner Control
As owner of the company, you make the final decision regarding all compliance & quality control issues.  You can override any QC condition and clear the file for payroll.

Automatic Initial Disclosures
EquiPath automatically generates a welcome letter and initial disclosure package every time you pull a credit report or create a loan application.  This package includes several disclosures required by a variety of state & federal laws such as:

• FACTA Credit Report Disclosure
• Buying Your Home
• Consumer Handbook on Adjustable Rate Mortgages (CHARM)
• Your Home Is On The Line (HELOC)
• Privacy Policy (Required by Graham Leach Bliley)

Streamlined Application Disclosures
Unlike other LOS systems that generate many pages of disclosures requiring dozens of signatures, our application packages include a consolidated set of streamlined disclosures with just a few easy-to-find signature blocks.  No more borrower confusion or missing signatures.

File Journal & Archiving
When each file has cleared QC & Payroll, we will update the file journal and archive the file as required by state law.